Dodo Payments vs Stripe
Two sides of the payments decision: merchant of record and payment processor. When each fits, what it costs, who moves from one to the other, and what makers who chose it say.
StripePayment processorllms.txtMCPCLIIn Bolt, Lovable, Replit, v0Which fits you
- Your AI product charges by usage and sells to customers in many countries
Use it whenYou charge for usage and want metering and sales tax handled by the same provider.
Trade-offA younger merchant of record, with a shorter track record and fewer integrations than Paddle or Lemon Squeezy.
- You sell mainly in one country or can handle sales tax yourself, and want the lowest fees
Use it whenYou can handle sales tax yourself, or sell mainly in one country.
Trade-offYou are the merchant of record — tax registration and filings are on you.
At a glance
| Used by | 30 makers' products · 4 open-source projects | 869 makers' products · 175 open-source projects |
|---|---|---|
| Cost at default usagerevenue $10k, payments 400 payments | $560/mo Standard | $410/mo Standard |
| Downloads | 75.8k/wk4.3× vs npm | 17.8M/wk+37% vs npm |
| Pricing | Per-transaction fee; handles sales tax. · paid from 4% + 40¢ per transaction | Per-transaction fees; no monthly fee. |
| Free tier | No | No |
| Open source | No | No |
Cost as you grow
At $500 a month Stripe costs less ($21 vs $28); and still does at $250k a month ($10,250 vs $14,000). They're different kinds of tool — merchant of record and payment processor — so the prices don't buy the same thing.
The numbers, plan by plan
| Revenue per month | Dodo Payments | Stripe |
|---|---|---|
| 500 | $28 Standard | $21 Standard |
| 1,000 | $56 Standard | $41 Standard |
| 5,000 | $280 Standard | $205 Standard |
| 10,000 | $560 Standard | $410 Standard |
| 25,000 | $1,400 Standard | $1,025 Standard |
| 50,000 | $2,800 Standard | $2,050 Standard |
| 100,000 | $5,600 Standard | $4,100 Standard |
| 250,000 | $14,000 Standard | $10,250 Standard |
From each vendor's pricing page: Dodo Payments, Stripe.
What makers say
Makers on using it for payments, from Product Hunt and Starter Story interviews, each linked to the source. Products with a page of their own and fuller notes first.
Dodo Payments handles the payment and licensing side of Kapshot, which has made it much easier for me to sell the product and manage access without building an entire billing system myself.
As a solo maker based in Korea, Stripe wasn't available. Dodo Payments offered global payment processing with simple integration and fair pricing — no complex merchant-of-record setup needed.
Handles payments and VAT/tax compliance out of the box, which matters for a solo indie developer selling globally. Setup had some rough edges but gets the job done.
The voice that made Jinna feel alive. We use ElevenLabs to give Jinna her natural tone — calm, human, and full of personality. The first time we heard her speak, it stopped the room
Stripe's payment infrastructure enables seamless transactions for our users' ChatGPT apps. Their robust APIs make it simple to monetize AI applications and handle payments securely.
Stripe makes handling payments effortless. It powers all RewriteBar subscriptions and one-time licenses — super reliable, developer-friendly, and easy to integrate across platforms.
Loved and watch-outs
Themes that recur in makers' words and Hacker News comments, each linked to what it summarises.
- Subscriptions, trials, invoices, refunds and taxes are handled in one place, so founders skip building billing. PHPH 2PH 3PH 4
- The APIs, webhooks and documentation are reliable and accurate enough to feel like a product themselves. PHPH 2PH 3HN
- Integration takes days, and card data never touches your servers, which keeps PCI scope small. PHPH 2PH 3HN
