Stripe pricing
How Stripe charges, what to know before you commit, and what you'd pay at your usage — next to what the alternatives would cost for the same thing.
How it charges
Checked 2026-10-03 on stripe.com ↗ · USD, list pricesIn short
Pay per successful charge with no monthly fee: 2.9% + 30¢ for domestic US cards, plus surcharges for international cards and currency conversion.
- Free plan
- Yes
- Side project
- $44/mo Standard
- Growing
- $410/mo Standard
- Scaling
- $4,400/mo Standard
What the model leaves out
US standard rate for domestic cards. Add 1.5% for international cards, 1% if currency conversion is needed, and 0.5% for manually entered cards. Stripe Billing (subscriptions) is 0.7% of billing volume on top. Rates differ by country (the page is geo-redirected). No monthly fee; volume discounts on custom pricing.
Before you commit
- Refunds don't return the original transaction's processing or currency conversion fees.
- Subscriptions through Stripe Billing add 0.7% of billing volume.
- Each card dispute incurs a dispute fee, plus a second fee if you counter it manually, refunded only if you win.
- Rates differ by country, and the pricing page redirects to your location's rates.
| Plan | Monthly fee | Revenue per month | Payments per month |
|---|---|---|---|
| Standard | None | 2.9% | $0.3 per payment |
What you'd pay
Standard$10k × 2.9% + 400 payments × $0.3 per payment$410/mo
Cost as you grow
All payments pricing, compared →Which one fits your situation →