Best forFull control over checkout and billing, lower fees than a merchant of record, and the widest integration ecosystem.
Trade-offYou are the merchant of record — tax registration and filings are on you.
Used by 869 makers' products for this
Razorpay alternatives
Not a ranking: each option is described by the situation it fits, with its trade-off, whether it's open source or free to start, whether AI coding agents can work with it, and how many makers' products use it for this job.
5 open source or self-hostable3 with a free tier11 ready for AI agents
On Product Hunt, people weigh Razorpay against: Stripe, Dodo Payments, Juspay Hyperswitch. Some solve a neighbouring job rather than the same one.
For payments
The whole decision →Payment processor or merchant of record (MoR). With a processor you are the seller and must register for and remit sales tax/VAT yourself. An MoR resells your product, so tax and compliance are theirs, for a higher fee.
Razorpay (Payment processor): Selling to customers in India, with UPI, cards, net banking and wallets in one checkout. Trade-off: Built around Indian businesses and payment methods; you handle GST and other taxes yourself.
Best forAdding PayPal and Venmo as a checkout option for buyers who won't type in a card.
Trade-offYou are still the merchant of record for tax; disputes and account holds are a common complaint, and its developer tools are clunkier than Stripe's.
Used by 94 makers' products for this
From 5% + 50¢ per transactionIn Lovable
Best forEstablished SaaS businesses that want a mature MoR.
Trade-offStricter onboarding and domain review before you can sell.
Used by 79 makers' products for this
From 5% + 50¢ per transaction
Best forSelling software and digital downloads with minimal setup.
Trade-offStripe is moving this work to Stripe Managed Payments and plans to migrate Lemon Squeezy users there; support and updates have slowed.
Used by 77 makers' products for this
Best forDevelopers selling SaaS, subscriptions, usage-based plans or license keys.
Trade-offNewer than Paddle or Lemon Squeezy.
Used by 50 makers' products for this
From 4% + 40¢ per transactionllms.txt
Best forAI and SaaS products with usage-based billing, selling globally.
Trade-offA younger merchant of record, with a shorter track record and fewer integrations than Paddle or Lemon Squeezy.
Used by 30 makers' products for this
From Contact salesllms.txt
Best forHigh-volume usage billing with many pricing models, for products whose revenue depends on it.
Trade-offNo free tier and sales-priced — built for funded teams, not side projects.
Used by 15 makers' products for this
Best forCredits, usage limits and plan entitlements on top of Stripe, checked from your code with a few calls instead of Stripe webhooks.
Trade-offA young company; one more service between your app and Stripe that access checks depend on.
Used by 12 makers' products for this
From 3.9% + $0.40 per transactionllms.txt
Best forSaaS and AI products that need revenue splits between co-founders or affiliates.
Used by 2 makers' products for this
Best forComplex usage pricing you want to self-host for free, sitting on top of your payment processor.
Trade-offOne more system to host and connect to payments.
Used by 1 makers' products for this
Best forOpen-source, real-time metering of high-volume usage events (API calls, tokens, compute), turned into entitlements and invoices.
Trade-offA stack of services (including Kafka and ClickHouse) to run if self-hosted; now part of Kong's product line.
Used by 1 makers' products for this
Juspay Hyperswitch
Orchestration (many processors, one API)Best forRouting payments across several processors from one open-source API and checkout, with retries and a shared card vault.
Trade-offYou still need processor accounts and handle tax yourself; self-hosting means running a PCI-scoped payments service, and the hosted cloud is sales-priced.
No maker product tracked for this yet
Chargebee
Metering and billing on topFrom 0.80% of invoicing volumellms.txt
Best forA mature hosted billing system for subscriptions plus usage charges, invoices and dunning, on top of the payment gateway you already use.
Trade-offTakes a percentage of invoiced revenue on top of gateway fees, and you are still the merchant of record for tax.
No maker product tracked for this yet